Lizy Hoeffer

How to Save When Living Paycheck to Paycheck

06. 24. 19

Regardless of what generation you are part, you should consider “paying yourself first” as a part of your savings plan. I first heard this concept listening to a podcast with Rachel Hollis and Dave Bach the author of “The Latte Factor” ( you can listen to this here). It was really eye-opening to me, and I love how easy this is for people in any stage of life to try for themselves! Essentially, this strategy asks you to save one...

What is “FIRE” and does it actually work??

06. 03. 19

If you live like no one wants today, can you really have the freedom that most of us dream about tomorrow???⁣ ⁣ A lot of people are saying YES!⁣ ⁣ A new movement called FIRE 🔥(Financial Independence Retire Early) is really gaining momentum because of its promise of early retirement!⁣ ⁣ The foundation behind the FIRE approach is to keeping your expenditures as low as possible (this means very minimal personal spending), pay down all debt early, and save/invest every...

Are interest rates really historically low?

05. 20. 19

If you listen to the news when they talk about real estate you probably have heard phrases like “historically low”, “rates are expected to rise”, and words like “inflation” and “bottom”. It is hard to know when it’s the right time to purchase or refinance since the news is often conflicting depending on who you listen to you. When most banks advertise historically low pricing, they are using data up to 40 years old, and typically only talking about 30...